2519 Oak ST, Panama City, FL 32408
2519 Oak ST, Panama City, FL 32408
2519 Oak ST, Panama City, FL 32408
2519 Oak ST, Panama City, FL 32408
2519 Oak ST, Panama City, FL 32408
2519 Oak ST, Panama City, FL 32408
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$ 239,000
Est. payment | /mo

2 Beds

2 Baths

826 SqFt


Save
$ 239,000
Est. payment | /mo
Save

2 Beds

2 Baths

826 SqFt

Key Details

Property Type Townhouse

Sub Type Attached

Listing Status Pending

Purchase Type For Sale

Square Footage 826 sqft

Price per Sqft $289

Subdivision Treasure Cove

MLS Listing ID 786981

Bedrooms 2

Full Baths 2

HOA Y/N No

Year Built 2003

Annual Tax Amount $1,403

Tax Year 2025

Property Sub-Type Attached

Property Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS.
Enjoy coastal living just one mile from the beach, St. Andrews State Park, and the Navy Base. This inviting property offers a spacious layout with thoughtful updates, making it move-in ready and ideal for full-time living, a second home, or an income-producing opportunity.

The interior has been refreshed with a fully updated kitchen in 2026, featuring modern finishes and improved functionality, along with bathroom upgrades completed in 2026 and durable LVP flooring installed throughout. Sunlit living areas create a warm, welcoming feel and provide a comfortable setting for both everyday living and entertaining.

Major systems and maintenance items have already been addressed, offering added confidence for the next owner. The roof and water heater were both replaced in 2019, the A/C is approximately 10 years old and was serviced in January 2026, septic extraction was completed in spring 2024 (with an expected 4-6 year cycle), and the sump pump was replaced in 2025 with an upgraded electrical outlet in 2024. Storm doors are less than two years old, adding both convenience and efficiency.

Outside, the fenced yard creates a private space for pets, gatherings, or simply enjoying the coastal air. There is plenty of room to customize the outdoor area to fit your lifestyle, whether that's adding a firepit, garden, or additional seating.

With no HOA and short-term rentals allowed with proper city and county registration, this property offers flexibility for personal use, seasonal stays, or investment income. Its location places you close to local restaurants, shopping, marinas, and Gulf access, making it easy to enjoy everything Panama City Beach has to offer.

Whether you're looking for a primary residence, a beachside getaway, or a property with strong rental potential, this home checks all the boxes.

Location

State FL

County Bay

Area 03 - Bay County - Beach

Interior

Heating Central, Electric

Cooling Central Air, Ceiling Fan(s)

Fireplace No

Appliance Electric Range, Electric Water Heater

Exterior

Fence Fenced, Privacy

Utilities Available Electricity Available

Roof Type Composition,Shingle

Private Pool No

Building

Lot Description Paved

Dwelling Type Townhouse

Foundation Slab

New Construction No

Schools

Elementary Schools Patronis

Middle Schools Surfside

High Schools Arnold

Others

Restrictions No Short Term Rentals

Tax ID 31012-000-000

Security Features Smoke Detector(s)

Listed by Salty Marlin Realty LLC

Nearby Locations

Andrew Turner

"My job is to find and attract mastery-based agents to the office, protect the culture, and make sure everyone is happy! "

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2519 Oak ST